Cell Phone Insurance

Key Considerations:

• Deployment Coverage:

• Some insurers exclude coverage if the phone is damaged overseas. Ensure the policy covers you globally.




• Accidental Damage vs. Loss or Theft:

• Check if the policy covers both accidental damage and theft or loss, especially if you travel frequently.




• Replacement Time:

• How quickly will the insurer replace your phone? This can be critical when you need to stay connected during deployments.

What to Look For:

• Military Discounts:

• Some providers offer military discounts or waived deductibles for active-duty members.




• Accessory Coverage:

• Ensure the policy also covers accessories like headphones and chargers.